> For the complete documentation index, see [llms.txt](https://docs.aozo.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.aozo.io/aozo-earn/aozo-earn/aozo-earn-overview.md).

# AOZO Earn overview

An introduction to AOZO Earn.

AOZO has two product lines: AOZO Prime+Shield and other vaults.

#### About AOZO Prime

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#### AOZO Prime (**Senior Tranche**)

AOZO Prime is a vault focused on more stable, income-oriented assets such as credit and private loans. 

It includes **AOZO Prime Shield**, a dedicated insurance pool designed to provide a limited buffer against eligible losses. Returns are not guaranteed, and the Shield does not eliminate investment or liquidity risk.
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#### AOZO Shield (**Junior Tranche**)

AOZO Prime Shield is the insurance pool associated with AOZO Prime. 

It is designed to absorb eligible losses subject to its available capital and applicable rules. Protection is limited: it does not guarantee principal or returns, and it may not cover every type of loss. Check the current product terms for its coverage and availability.
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#### AOZO Vaults

AOZO Vaults give users access to different onchain investment strategies. While AOZO Prime focuses on income-oriented assets, other vaults may target higher-growth opportunities such as equities, which can involve greater price volatility. Vault strategies and features vary; not every vault includes an insurance pool

***

### At a glance

* Deposit supported USDC into one managed position.
* Receive AOZO Earn shares that represent your position.
* Follow your share value as strategies, fees, and market conditions change.

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Returns, liquidity, and availability can change. AOZO Earn shares do not promise a fixed return or value.
{% endhint %}

### Learn more

{% content-ref url="/spaces/Mcg4WOcnp7EMPPY6VrTS/pages/jIqRCNsnbPRbyivCaRx5" %}
[Portfolio composition](/aozo-earn/transparency/portfolio-composition.md)
{% endcontent-ref %}

{% content-ref url="/spaces/Mcg4WOcnp7EMPPY6VrTS/pages/BDceHgDn6U5pAqsJwQ37" %}
[Liquidity and withdrawals](/aozo-earn/transparency/liquidity-and-withdrawals.md)
{% endcontent-ref %}

{% content-ref url="/spaces/Mcg4WOcnp7EMPPY6VrTS/pages/ncGu4hLiHMKyV6jzG6Su" %}
[Key risks](/aozo-earn/risks-and-security/key-risks.md)
{% endcontent-ref %}


---

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